HomeHelpMN helps eligible homeowners who have fallen behind on housing-related expenses due to the pandemic with up to $50,000 in financial assistance. Homeowners should apply as soon as they become past due.

HomeHelpMN may be able to assist with past-due payments for:
• Property taxesHomeHelpMN graphic
• Mortgage
• Contract for deed
• Tribal land lease
• Manufactured home loan
• Lot rent
• Homeowner insurance
• Homeowner association fees

Funds are paid directly to the debt holder, mortgage servicer or county. Funds do not need to be repaid.

Flyers with programs details are available in English, Somali, Spanish and Hmong.

HomeHelpMN program handout and checklist - English
HomeHelpMN program handout and checklist - Spanish
HomeHelpMN program handout and checklist - Somali
HomeHelpMN program handout and checklist - Hmong

Qualified financial hardship includes

Reduction of income: Temporary or permanent loss of income after Jan. 21, 2020, related to the coronavirus pandemic

Increase in living expenses: Increase in household expenses after Jan. 21, 2020, directly related to the coronavirus pandemic

Second-time applicants

If a homeowner already received HomeHelpMN assistance, they may be eligible for additional assistance. If they are experiencing another (or ongoing) COVID-19 related financial hardship, they can submit a new application. The total of all applications cannot exceed $50,000.

Apply now!

Funds are limited, so homeowners should apply as soon as possible. Homeowners interested in the program should visit the HomeHelpMN website or call 1-800-388-3226. Call Center agents are available from 6 a.m.-8 p.m. Monday through Friday.

Check fund availability on the HomeHelpMN Applications Dashboard. Applications received after available funds are reserved may be put on a waitlist, which we will be announced in advance.

Learn more

Watch the HomeHelpMN informational webinar below.

Sign up for eNews by visiting mnhousing.gov/homehelpnews, calling 800.388.3226 or live chatting HomeHelpMN -- homehelpmn.org -- website using the chat icon

Additional resources for homeowners

The Minnesota Homeownership Center -- hocmn.org/for-homeowners/foreclosure-prevention/ -- works one-on-one with homeowners providing free, confidential and comprehensive foreclosure prevention education. Many advisors offer virtual appointments.