HomeHelpMN helps eligible homeowners who have fallen behind on housing-related expenses due to the pandemic with up to $50,000 in financial assistance. Homeowners should apply as soon as they become past due.
HomeHelpMN may be able to assist with past-due payments for:
• Property taxes
• Contract for deed
• Tribal land lease
• Manufactured home loan
• Lot rent
• Homeowner insurance
• Homeowner association fees
Funds are paid directly to the debt holder, mortgage servicer or county. Funds do not need to be repaid.
Flyers with programs details are available in English, Somali, Spanish and Hmong.
Qualified financial hardship includes
Reduction of income: Temporary or permanent loss of income after Jan. 21, 2020, related to the coronavirus pandemic
Increase in living expenses: Increase in household expenses after Jan. 21, 2020, directly related to the coronavirus pandemic
If a homeowner already received HomeHelpMN assistance, they may be eligible for additional assistance. If they are experiencing another (or ongoing) COVID-19 related financial hardship, they can submit a new application. The total of all applications cannot exceed $50,000.
Funds are limited, so homeowners should apply as soon as possible. Homeowners interested in the program should visit the HomeHelpMN website or call 1-800-388-3226. Call Center agents are available from 6 a.m.-8 p.m. Monday through Friday.
Check fund availability on the HomeHelpMN Applications Dashboard. Applications received after available funds are reserved may be put on a waitlist, which we will be announced in advance.
Watch the HomeHelpMN informational webinar below.
Additional resources for homeowners
The Minnesota Homeownership Center -- hocmn.org/for-homeowners/foreclosure-prevention/ -- works one-on-one with homeowners providing free, confidential and comprehensive foreclosure prevention education. Many advisors offer virtual appointments.